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If you’ve ever wondered why some people think renting is better than owning, here’s the explanation behind how that can be true.

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After saving up for a long time, I recently bought a home, which caught some of my friends off guard. "I thought you were anti-homeownership," they said, because I think renting is underrated. Even as a homeowner, I still think renting is underrated. That doesn’t mean buying is a bad decision. The rent vs. buy debate is just silly overall.

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The Rent vs. Buy Calculator uses the everyday costs of renting and buying to compute and refine results. We included ongoing payments for rent and renter’s insurance and a one-time security deposit.

SmartAsset’s interactive buy vs. rent map highlights the places where buying a home is better than renting based on the number of years you plan on staying in your home. The top 10 counties identified below are those places where buying becomes a better financial option than renting in the shortest amount of time.

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Renting vs. buying a home is a big decision, and there are pros and cons to each option. In fact, a higher percentage of U.S. households are renting than at any point since 1965, according to a.

If you’re a first-time homebuyer, your new home is probably larger than your previous space. That means you need to buy furniture and fixtures, even if you owned some or all of the furnishings in your rental. If you’re a repeat buyer, furnishing isn’t quite so costly.

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It’s called a rent-back provision. Essentially, when you sell your house you negotiate a deal to become a tenant for a period of time until you can buy and move into a new house. You’ll pay at least enough to cover their mortgage payment but you can stay put until your new home is ready, which can be priceless. There’s a hitch, of course.

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